Who is on the CGFCF Board?

Michelle Podhy

Michelle Podhy, a Chartered Professional Accountant, is recently retired (2016) and was formerly the Office Managing Partner of KPMG Kingston, where she was an audit partner for the past 20 years. She completed a six year term with KPMG Canada’s Board of Directors. Michelle was with KPMG for 35 years since her graduation from Queen’s University with a Bachelor of Commerce (Honours) degree.

Michelle has extensive experience in auditing public sector and not-for-profit organizations. This experience involves all aspects of audit planning, control and reporting, including liaison with audit committees, councils and boards of directors for large public sector clients in higher education, health care, municipal, foundations and other not-for-profits. Michelle was the client engagement partner for St. Lawrence College for 5 years up to the year ending March 31, 2013.

She has always lived in the Kingston area and has many years of experience working as a volunteer for many not-for-profit organizations. She currently serves on boards for Providence Care, Museum of Health Care at Kingston, Anna & Edward C. Churchill Foundation and The Ballytobin Foundation.

Carole Chouinard

Carole Chouinard is a partner in Gowlings' Ottawa office, practising in the area of taxation law with an emphasis on personal taxation, corporate taxation and tax matters related to charitable organizations and other non-taxable entities.

Carole has a number of years of experience teaching tax law at the University of Ottawa and also several years of experience as a rulings officer with the Income Tax Rulings and Interpretations Directorate of Revenue Canada. She is a senior instructor for the tax component of the Bar Admission Course and teaches tax on a part-time basis at the University of Ottawa. She also participates as a speaker in continuing legal education programs.

Carol is bilingual in both English and French.

Judith Brown

Queen’s alumna and long-time staff member in the Office of Advancement, retiring in 2017 as associate vice-principal and executive director of alumni relations and annual giving, and relationship manager for Alfred and Isabel Bader.

Ron Southward CFP, CLU,ChFC

Education:

1971: Bachelor of Commerce, University of Toronto

1980: Chartered Life Underwriter

1989: Chartered Financial Planner

1991: Chartered Financial Consultant

Positions Held

1974 – 1979: Sales Representative in St. Catharines, with London Life GSD

1979 – 1980: Sales Development Assistant, London Life Head office

1980 – 1981: Executive Assistant to Vice Pres. GSD London Life,

1981 – 1995: Regional Manager Kingston St. Lawrence Region GSD London Life

1995 – 2000: Managing Partner, Balanced Planning Investments Corp. a national mutual funds dealer. Ron built Balanced Planning in BC and Alberta from 0 to over 300 licensed mutual fund representatives and a billion dollars of assets. Ron was also responsible for all compliance issues in both BC and Alberta. The business was sold to a public company.

1996 – present: Managing Partner - Benefits by Design Inc. Benefits by Design is an Administered Benefits Agency with 90+ employees who co-ordinate benefits for over 4000 companies. Benefits by Design has offices in Kingston, Toronto and Vancouver.

Volunteer Positions Held

1977 Candidate for Ontario PC Party in Lincoln Riding.

1979 Member of Ontario PC Party Provincial Board of Directors.

1984 President Kingston Life Underwriters Association

  1. President Kingston Life Managers Association

1988 Corporate Chair for inaugural Festival of Trees

1989 Founding President Quinte St. Lawrence LIMAC chapter

1991 National Director of LIMAC

1993 President Kingston Rotary Club

  1. Co-chair Education BC Mainland CLU chapter

  1. Fundraising committee Kingston Seniors Association

  2. Chair of Junior Golf at Cataraqui Golf Club.

2005 – currently: Chairman: Giftfunds Canada

Additional Information

- Speaker on life insurance sales management all over Canada.

- “Sales Manager of the Year” award for Canada by Mackenzie Financial Corp. in 1996.

- 1998 authored a book “The Gold is in the Rainbow” published by Stottart.

- Ron and his wife Susan live in Kingston. They have one son Troy who is the Managing Partner for Benefits by Design in Eastern Canada. They have three granddaughters, Piper, Scout and Sadie. Ron is an avid golfer, boater and spends time in the winter in Ft Myers, Florida.

Michelle Podhy, a Chartered Professional Accountant, is recently retired (2016) and was formerly the Office Managing Partner of KPMG Kingston, where she was an audit partner for the past 20 years. She completed a six year term with KPMG Canada’s Board of Directors. Michelle was with KPMG for 35 years since her graduation from Queen’s University with a Bachelor of Commerce (Honours) degree.

Michelle has extensive experience in auditing public sector and not-for-profit organizations. This experience involves all aspects of audit planning, control and reporting, including liaison with audit committees, councils and boards of directors for large public sector clients in higher education, health care, municipal, foundations and other not-for-profits. Michelle was the client engagement partner for St. Lawrence College for 5 years up to the year ending March 31, 2013.

She has always lived in the Kingston area and has many years of experience working as a volunteer for many not-for-profit organizations. She currently serves on boards for Providence Care, Museum of Health Care at Kingston, Anna & Edward C. Churchill Foundation and The Ballytobin Foundation.

Carole Chouinard is a partner in Gowlings' Ottawa office, practising in the area of taxation law with an emphasis on personal taxation, corporate taxation and tax matters related to charitable organizations and other non-taxable entities.

Carole has a number of years of experience teaching tax law at the University of Ottawa and also several years of experience as a rulings officer with the Income Tax Rulings and Interpretations Directorate of Revenue Canada. She is a senior instructor for the tax component of the Bar Admission Course and teaches tax on a part-time basis at the University of Ottawa. She also participates as a speaker in continuing legal education programs.

Carol is bilingual in both English and French.

Queen’s alumna and long-time staff member in the Office of Advancement, retiring in 2017 as associate vice-principal and executive director of alumni relations and annual giving, and relationship manager for Alfred and Isabel Bader.

Education:

1971: Bachelor of Commerce, University of Toronto

1980: Chartered Life Underwriter

1989: Chartered Financial Planner

1991: Chartered Financial Consultant

Positions Held

1974 – 1979: Sales Representative in St. Catharines, with London Life GSD

1979 – 1980: Sales Development Assistant, London Life Head office

1980 – 1981: Executive Assistant to Vice Pres. GSD London Life,

1981 – 1995: Regional Manager Kingston St. Lawrence Region GSD London Life

1995 – 2000: Managing Partner, Balanced Planning Investments Corp. a national mutual funds dealer. Ron built Balanced Planning in BC and Alberta from 0 to over 300 licensed mutual fund representatives and a billion dollars of assets. Ron was also responsible for all compliance issues in both BC and Alberta. The business was sold to a public company.

1996 – present: Managing Partner - Benefits by Design Inc. Benefits by Design is an Administered Benefits Agency with 90+ employees who co-ordinate benefits for over 4000 companies. Benefits by Design has offices in Kingston, Toronto and Vancouver.

Volunteer Positions Held

1977 Candidate for Ontario PC Party in Lincoln Riding.

1979 Member of Ontario PC Party Provincial Board of Directors.

1984 President Kingston Life Underwriters Association

  1. President Kingston Life Managers Association

1988 Corporate Chair for inaugural Festival of Trees

1989 Founding President Quinte St. Lawrence LIMAC chapter

1991 National Director of LIMAC

1993 President Kingston Rotary Club

  1. Co-chair Education BC Mainland CLU chapter

  1. Fundraising committee Kingston Seniors Association

  2. Chair of Junior Golf at Cataraqui Golf Club.

2005 – currently: Chairman: Giftfunds Canada

Additional Information

- Speaker on life insurance sales management all over Canada.

- “Sales Manager of the Year” award for Canada by Mackenzie Financial Corp. in 1996.

- 1998 authored a book “The Gold is in the Rainbow” published by Stottart.

- Ron and his wife Susan live in Kingston. They have one son Troy who is the Managing Partner for Benefits by Design in Eastern Canada. They have three granddaughters, Piper, Scout and Sadie. Ron is an avid golfer, boater and spends time in the winter in Ft Myers, Florida.

owl